Member's
monthly fee only $9.75
Senior's (55+) monthly fee only $4.50
Financial
Earn interest
Earn interest on your checking dollars by
maintaining an average daily balance of $500. Ask for more details.
No Minimum Balance
Required
Regardless of the minimum balance each month, your checking account
will not receive any additional service charge. You pay the same amount
every month. You must deposit $100 to open this account.
Distinctive
Personalized Checks
Checks will be provided to you
designating you as a First Advantage Club Account member.
Safe Deposit Box Discount
A safe deposit box
discount will be issued to you which is good for a 10% annual discount to apply
to the rental price of any size safe deposit box depending upon availability
Traveler's Cheques
Traveling? Get your traveler's cheques from us. There is no issue
charge for traveler's cheques to First Advantage Club Account members.
Some restrictions apply.
Cashier's Checks
When you need a cashier's check, just ask us. We'll issue it at no charge
if you're a member of the First Advantage Club Account. Some restrictions
apply.
Photocopies
As a member of the First Advantage Club Account, you are entitled to make copies
of your personal papers. Some restrictions may apply.
Notary Service
Whenever you need the services of a notary, come to us.
24 Hour Banking
Banking made easy with your ATM & MasterMoney card...24 hours a day, 7 days
a week, 365 days a year.
On Call
Access your account information 24 hours a day, 7 days a week when it fits in
with your schedule. The On Call number allows members information when
needed. Ask for more details.
$5.00 Stop Payment Discount
Receive one $5.00
discount on your stop payment orders monthly.
CD Rate
As a First Advantage Club Account member, you will receive a preferred
Certificate of Deposit rate of 1/10% higher than our stated rate on new
deposits. Some restrictions apply.
Security
$10,000 Accidental Death &
Dismemberment Insurance
is provided immediately at no additional
charge. Coverage is reduced 50% at age 70. If joint account, total
coverage is divided evenly.
Living Family Journal
Create peace of mind from the convenience of your
personal computer. Easily organize, record, and document personal,
medical, and financial information with your LifeSteps Living Family
Journal. This service is offered exclusively to customers with the First
Advantage Club Account. Ask for more details or click
here learn more.
Credit Card Registration
You may register all your credit cards with our convenient protection
service. Should your credit card become lost or stolen, call the toll-free
number and the operators will make all the necessary arrangements to have your
registered cards cancelled and reissued immediately.
Identity Theft 911
Gives you and your family the information
you need to reduce your risk and protect against identity theft. This
benefit provides you a personal advocate who works one-on-one with you
start-to-finish to restore your identity should you become a victim of identity
theft.
Overdraft
Privileges and Discounts
Ready Reserve Overdraft
Protection
As a First Advantage Club Account member, if you overdraw your account, we
will pay your check by automatically making you a loan up to your personal line
of credit. This service is available to qualified members upon separate
application. Members pay no annual fee.
$50 Discount On Mortgage Closing
Costs
When you finance a home with us you'll receive $50 off your regular loan closing
costs.
Travel & Benefits
Hotel & Motel Discounts
Your membership entitles you to save up to 50% on
each night of your stay at thousands of hotels and motels across America and
abroad. Restaurant discounts are available within many of these
facilities.
$20,000 Common Carrier Insurance
You will receive $20,000 Accidental Death & Dismemberment insurance when you
travel by a licensed common carrier.
Health
Prescription Drug Discounts
Through a nationally recognized
prescription drug program, you will receive the best price available on your
prescription at your local participating pharmacy.
Save Up To 60% On Hearing Instruments
We have made arrangements with a
hearing service for fantastic discounts on hearing instruments. You can
save up to 60% off the normal retail cost of hearing instruments on top brand
name manufacturers.
Prescription Eyewear Discounts
You receive guaranteed lowest prices on eyewear at thousands of locations
nationwide plus a 30 day satisfaction guarantee. You also have access to a
network of ophthalmologists in selected markets providing members a 10% to 60%
discount on qualified procedures.
